Stratcore Finance

Auctions can be a daunting experience, because no one knows the sale price until the hammer goes down! This can be made even more nerve wracking, as once your bid is successful, you are committed to paying for it – often by a deadline. This is where Auction Finance comes in. As a type of short term bridging loan, it allows quick access to cash flow in time for your purchase to be made.

Bridging Finance is probably the best-known product in short term lending, literally bridging a financial gap until a longer term solution can be arranged or the asset is sold. We aim to tailor a bespoke Bridging Loan to each individual client and their unique situation.

Buy To Let (BTL) Finance options are long term loans secured against residential property that is to be rented out rather than occupied by the owner.  Types of suitable property  for this type of financing include  houses, flats, student accommodation, HMO’s and holiday homes. 

Our Buy To Let Finance options are available to individual borrowers, limited companies, LLP’s and in some cases trusts and charities.

Property Development Finance is specifically designed to fund a building project. Our Development Finance Brokers provide funds towards the initial land purchase, followed by phased drawdowns, where, when specific development stages are met, additional funding is released to cover costs to date.

Usually, Development Exit Finance (alternatively known as Project Exit Finance) can reduce the cost of funds for a loan, whilst enabling other benefits such as equity release and more time to navigate the pressure of deadlines and achieve better sale values.

The reality of property development is that often, additional time is beneficial when a project is coming to an end, to achieve the best possible return. 

Commercial Finance encompasses a wide range of property related borrowing opportunities secured against any type of commercial development. These can  include  offices, industrial units, shops, hotels, care homes etc. In fact, anything that isn’t considered to be purely residential is covered.

They are available to property investors (landlords) or business owners who wish to run their business from the property (owner occupiers).